SMART AUTO Are you concerned about getting a car loan with bad credit? Smart Auto is here to help. Traditional car dealerships don’t see you as a hard working person who needs a vehicle to get to work and drive to school. They see you as a number – your credit score – and make decisions on your financing based upon this. Smart Auto is different and for years, we have helped customers in need of reliable transportation secure the financing they need to buy a new car.

In order to make your visit to Smart Auto Knoxville as easy as possible please bring the following information with you on your visit. This is important information that is necessary for us to get you into your quality used vehicle on your first visit to Smart Auto.

Coming To See Us? Do You Have Everything You Will Need?

CheckMark copyYour valid driver’s license

CheckMark copyYour most recent pay stub

CheckMark copyYour most recent phone or utility bill (in your name)

CheckMark copyThe title for your trade-in (if you have a vehicle to trade)

We look forward to working with you and putting you into the best used vehicle that fits your lifestyle and payment needs. Please remember to bring the items listed above so we can make it as easy as possible for us to get you driving today! For any additional questions regarding car financing, please give us a call.




Opportunity for Credit Improvement: Your on-time payments are reported to the three major credit bureaus. This can result in a substantial increase in your credit score as you proceed through your loan.

Affordable Car Payments: We will not set you up to fail. Because we partner with you in the loan process, we care very much about your success with you loan and want to help make sure it is affordable for you.

Flexible Down Payment: We specialize in working with what you have and customizing a down payment structure that will work for you.


Multi Point Inspection: Every vehicle undergoes a comprehensive inspection before it is made available for sale.

Reconditioning: Hundreds of hours and tens of thousands of dollars are spent each month reconditioning our vehicles to make sure they are truly ready for you to take home. Most used car dealers do not go to this level to invest extra time or expense in their cars. This is our way of making sure your new car is in top shape when you drive it home.

Vehicle History Report: Every vehicle comes with a clean title backed with a certified AutoCheck vehicle history report.


Comprehensive Service: We offer an on-site, state-of-the-art full service auto repair center with extensive warranty protection plans to meet your needs.

Affordable Prices: We also have some of the very lowest labor rates in the industry, ensuring you will have your vehicle repaired without sacrificing quality.

High Quality Workmanship: The work on your vehicle will always be performed by skilled auto-repair technicians, giving you confidence after the sale.